Liberty HealthShare introduced its Liberty Vision sharing program in November 2025, completing a comprehensive suite of medical, dental, and vision expense sharing options for its faith-based community. The program provides members access to more than 100,000 vision care professionals through partnership with independent vision administrator NVA.

“By adding a formal vision sharing program, we can expand our members’ support for other members’ total well-being in alignment with our mission of sharing and supporting one another in times of need,” Chief Executive Officer Dorsey Morrow stated.

Monthly shares for Liberty Vision start at $7 for individuals, $13 for couples, and $25 for families of four. Members can share eligible expenses including eye examinations, prescription lenses, frames, contact lenses, and LASIK surgery discounts without Annual Unshared Amount requirements before sharing begins.

Addressing Vision Care Access Gaps

Vision care costs create financial barriers for many Americans, particularly those working outside traditional employer benefit structures. Eye examinations, corrective eyewear, and contact lenses represent recurring expenses that accumulate over time as prescriptions change and frames require replacement.

Liberty Vision operates as a supplemental program available exclusively to members enrolled in one of Liberty HealthShare’s six medical cost-sharing programs. The ministry does not offer vision sharing as a standalone option, maintaining integration with its comprehensive healthcare sharing model.

NVA, founded in 1979, administers vision programs nationwide with U.S.-based representatives available 24 hours daily throughout the year. The organization operates the sole vision program administration with continuous live representative access.

Provider Network and Member Choice

Liberty Vision members access over 100,000 vision care locations spanning private practice optometrists, ophthalmologists, and major optical retail chains. This extensive network provides geographic coverage across the United States while maintaining member freedom to select preferred providers.

Network participation helps control costs through negotiated rates, though members retain choice in provider selection. This approach mirrors Liberty HealthShare’s medical cost-sharing philosophy encouraging PHCS network utilization while preserving unrestricted provider access.

Mark Matthias and Gina Lombardi, Liberty HealthShare members since 2017, value the ministry’s accountability structure. “Instituting the $200 initial unshared amount was genius. It makes people think before running to the doctor for every little thing,” Matthias wrote in a Liberty HealthShare review (https://www.libertyhealthshare.org/reviews). The couple divides time between Arizona and Minnesota while maintaining membership flexibility.

Completing Healthcare Sharing Portfolio

Liberty Vision joins Liberty Dental as a supplemental program complementing six medical cost-sharing options. Liberty Dental, launched in 2024, emerged directly from member feedback collected through biannual surveys.

“Every six months, we do a survey of our members asking them about their emerging needs,” Morrow previously explained. “And one of them was the dental program, which we launched.”

Liberty Dental features suggested monthly shares starting at $35 for individuals with up to 100% sharing eligibility for preventive dental care. Members visit any licensed dentist without network restrictions.

Combined medical, dental, and vision programs create comprehensive healthcare expense-sharing portfolios addressing diverse member needs across age groups and family structures.

Responsive Program Development

Liberty HealthShare structures program development around documented member needs rather than market speculation. Biannual membership surveys identify emerging requirements and satisfaction levels, informing ministry leadership decisions about new offerings.

“We want to have that constant reevaluation, constant look at the programs that we offer, how we do it, what we’re doing, how we’re servicing our members,” Morrow stated. “What can we do to make it better, cheaper, faster?”

Vision care requests accumulated through these surveys demonstrate consistent member interest in expanding sharing options beyond medical and dental expenses. The ministry evaluated operational feasibility, cost sustainability, and value proposition before launching Liberty Vision.

This methodical approach ensures new programs deliver genuine member value while maintaining financial sustainability. Liberty HealthShare operates without profit motives, seeking to match incoming contributions with outgoing sharing distributions after minimal administrative expenses.

Membership Growth and Satisfaction Metrics

Enrollment at Liberty HealthShare showed consistent expansion over eleven consecutive months spanning 2024 and 2025. Survey data from 2025 reveals nearly 80% of members express satisfaction or high satisfaction with their participation, validating operational approaches and program structures.

Retention patterns demonstrate operational effectiveness in fulfilling member expectations while upholding financial accountability standards. Member dissatisfaction represents roughly 2% of reasons cited when members depart the ministry.

Liberty HealthShare holds both Candid’s 2025 GuideStar Gold Seal and Charity Navigator’s 4-star rating, representing the sole healthcare sharing ministry in the United States with both recognitions. Better Business Bureau A+ rating accreditation provides additional validation.

External ratings on Google (4.5 stars), Trustpilot (4.4 stars), and Better Business Bureau reinforce internal satisfaction survey results. Members voluntarily share positive experiences across multiple rating platforms.

Faith-Based Community Foundation

Liberty Vision extends Liberty HealthShare’s faith-based mission into vision care expense sharing. Members support one another through voluntary contributions, practicing biblical burden-bearing principles from Galatians 6:2.

Staff members pray with and for members confronting medical challenges, distributing prayer request lists internally each Friday. “Whether it’s with the member or for the member, we are about prayer. We strongly believe in that here,” Morrow previously shared.

ShareBox, the ministry’s secure digital portal, enables members to track how their monthly contributions support fellow community members facing medical expenses. This transparency reinforces the sharing community concept central to healthcare sharing ministry operations.

Don Winslett experienced the community support model during prostate cancer treatment. “Liberty HealthShare is the conduit, but it was my fellow members who shared my eligible medical expenses,” Winslett explained. His $58,000 in eligible treatment costs were shared by the community. “For them I’m very thankful.”

Enrollment and Program Access

Liberty Vision enrollment opened in November 2025 for Jan. 1, 2026 start dates. Current Liberty HealthShare members can add vision sharing during their 60-day membership change period preceding membership anniversaries. New members include vision sharing at initial enrollment.

Approximately 160 team members support Liberty HealthShare operations and member services. Program information, eligibility questions, or enrollment assistance remains available through [email protected] email contact or 855-585-4237 telephone access.